In this episode of
Money Creation Explained, we are going to cover How to Never
Pay More Than 5% APR Interest for Credit and Loans.
IOU Notes is a platform that provides individuals and
businesses with the ability to provide credit and/or lend
money to other individuals and businesses using an IOU (I
Owe You) form of currency. Securely and easily setup and
track transactions, establish repayment terms of choice (1-
24 months) and (0% - 5% interest rate) and other related
functions, in one convenient platform.
Financial Institutions (Banks, Credit Unions, Lenders) and
Larger Companies who have the resources, provide loans to
others and decide the terms. Credit Cards have high interest
rates up to 29% APR (Annual Percentage Rate) plus late and
other fees. Payday loan APRs can total 400% or more when all
the fees and compounded interest are factored in.
The IOU Notes platform has a maximum of 5% APR. Every day
more people are going deeper into debt and lives are ruined
in financial debt. Credit Cards are a great tool when used
correctly but other low cost short term credit and loans do
not exist. The IOU Notes platform was created to be useful
for the benefit of society for both individuals and
businesses.
IOU Notes is a peer-to-peer credit and loan platform.
Donations of $20
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Gift of Appreciation
Crypto
Currency Blockchain Coin
10 Million Max Supply Industry
leaders Bitcoin is
21 Million max supply
and Ethereum is unlimited.
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Note: IOU
Notes is a for profit company and any funds donated are not
tax deductible. We declare any donations as company revenue
and pay the applicable taxes on it.
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